Breaking Down the Real Cost of Fender Bender Repairs

Fender benders are frustrating, especially when they disrupt your routine in Chicagoland traffic. Even a low-speed collision can leave behind dents, scratches, or alignment issues that require professional attention. The big question is always the same: how much will it cost to repair, and how will you manage the expense? At Ford of Homewood Collision Center, we want you to understand the typical repair costs and the financing options that can help you move forward without stress.

Typical Fender Bender Repair Costs

No two collisions are exactly alike, which means costs can vary significantly. On average, you can expect to spend anywhere from a few hundred dollars for minor scratches and paintwork to several thousand dollars for structural repairs or advanced technology recalibration. For example:

• Bumper repair or replacement often ranges between $500 and $1,500.
• Paint and refinishing typically cost between $300 and $1,000, depending on the damage.
• Frame or structural work can push repairs well over $2,000.
• Advanced driver-assist recalibration may add $200 to $600.

These are ballpark figures. Your final estimate depends on the severity of the damage, the type of parts used, and labor costs. That is why getting a professional assessment from a certified collision center is so important.

Why Original Ford Parts Matter

When repairing your Ford, you want confidence that the parts fit correctly and will last. Insurers often try to keep expenses low by recommending aftermarket or salvaged parts. These alternatives may not meet the same standards for durability, performance, or safety.

Original Ford Parts are designed specifically for your vehicle. They integrate seamlessly with advanced safety and driver-assist systems, ensuring everything works together as intended. Choosing OEM parts is one of the best ways to protect your investment and maintain long-term reliability.

Understanding Your Rights

Many drivers are unaware of the rights they have when dealing with insurance companies and collision centers. Keep these points in mind:

• You choose the collision center that repairs your vehicle.
• You choose the type of parts used in the repair process.
• You do not have to release your vehicle before you are ready.
• You should review and approve the repair estimate before work begins.

These rights exist to give you control and peace of mind. By working with a trusted shop like Ford of Homewood Collision Center, you can make decisions that protect both your safety and your budget.

Financing Repair Costs

Even with insurance coverage, out-of-pocket expenses can add up quickly. Ford of Homewood Collision Center offers flexible financing options to ease the burden. Instead of delaying critical repairs, you can spread costs into manageable monthly payments. The approach keeps your car in safe, road-ready condition without creating financial strain. Our team will walk you through the application process and explain the available plans so you can choose what fits your situation best.

What To Do After a Collision

The moments after a collision can feel overwhelming, but taking the right steps will make the repair process smoother. Ensure everyone is safe, call the authorities if necessary, exchange insurance information, and document the damage with photos. Then, contact Ford of Homewood Collision Center. We will handle the rest, from coordinating with your insurance company to restoring your vehicle to its pre-accident condition.